Smart Money: Financial Systems to Organize Your Money


1. Do you miss payments on loans, rent, mortgages, utilities, car loan?
2. Do you have trouble saving money?
3. Do you have a poor credit rating?
4. Do people owe you money?
5. Do you bounce checks?
6. Do you live on credit?
7. Is your credit card debt overwhelming?
 
My Financial System includes
1. Bill paying
2. Budgeting
3. Enforced savings
4. Credit card debt reduction
5. Collection of money owed
6. Organizing receipts for tax calculation
Contact Andrea for appointment: (814) 520-5230

Bill Paying Services

1. Do you have trouble paying your bills on time?
2. Are you late making payments so that you incur interest charges and penalties?
3. Is your spending out of control so that you don't have enough money to pay your rent, mortgage, utility bills, car payments, tuition, groceries?
4. Do you run out of money before the end of the month?

We can work out a comfortable schedule and budget so that everything gets paid when it should. We'll even pay your bills for you - with your money, of course! - and provide an itemized statement at the end of each month. For your peace of mind, every penny will be accounted for with documentation.

Call for appointment: (814) 520-5230

Debt Clearance: I will COACH you out of debt and into the black
This very confidential service goes hand in hand with our bill paying service and financial systems. If you're in debt our services will help get you out of debt.

STAYING out of debt is not easy, but ongoing coaching is designed for "maintenance"... to keep you out of debt and help you save for the things that matter to your FUTURE.


Although bankruptcy is legal, I believe declaring bankrupcy is unnecessary is most cases. I believe it breaks the trust people placed in you to repay what you promised, but at the same time I don't pass judgment if it's the choice you must take.


Call for appointment:
(814) 520-5230

Fee: $35 per hour. Yes, I make house calls in the Erie area: Deposit required for the first hour's consult.